On-Chain Credit Integration
Advance the development of on-chain credentialing and trusted payment infrastructure.
Revolutionize how we make payments and access
financial services in the on chain digital age


PayFi (Payment Finance) is an innovative application model that combines payment functions with financial services using blockchain and smart contract technology. At its core, PayFi utilizes blockchain as the settlement layer, combining the advantages of programmable payments and DeFi to enhance efficiency and transparency, to facilitate free value movement.
For PolyFlow, the mission is clear: build solutions that connect traditional systems with blockchain, making every transaction count. As a foundational PayFi infrastructure, PolyFlow harnesses advanced blockchain technology to drive innovative applications, accelerating adoption and guiding users toward a new financial paradigm.
Collateralize stablecoins for loans
Yield-generating vaults
No threshold for global users
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A simplified solution that redefines global payments. Human-readable and compliance ready!

Upload your crypto receipt to get PolyFlow points to be converted to our token after TGE.

The PolyFlow Card will turn your everyday purchases into crypto rewards.

PolyFlow: Liquidity Pool powers DeFi and PayFi protocols with trustless and utility based yield.

Simple and secure liquid staking. Earn rewards with PolyFlow and be part of the future of PayFi.

Pay your crypto nomad employees or contractors, wherever they might be in the world.
See how our solutions can be applied to a wide range of industries and services.
Learn how PolyFlow enables the lowest transaction fees for your payments across the globe.
Start building your onchain credit score with verified purchases. Access better financial terms or just sell it for profit, you own your score, not a Credit Agency.
Easily manage supply chain financing via our protocol. Utilize the credit of your buyers to access liquidity for your processes on-chain governed by smart contracts.
PolyFlow helps crypto payments companies the next generation of payment experiences. What's the point of going to to moon if you can't spend your coins?

When users make purchases at partner merchants on PolyFlow and upload the receipt, both the merchants and the users can earn double points.
Advance the development of on-chain credentialing and trusted payment infrastructure.
Empowering DePIN projects with on-chain financing through PayFi infrastructure.
Reinventing car wash & repair payments—efficient, trusted, and cost-saving with PolyFlow payment solutions.
Bringing speed, compliance, and convenience to Web3 payroll worldwide.
Decentralized payment gateway enabling seamless top-ups and payments with small-cap tokens.
Book hotels globally and earn extra rewards—Web3-powered travel made rewarding.
Advance the development of on-chain credentialing and trusted payment infrastructure.
Empowering DePIN projects with on-chain financing through PayFi infrastructure.
Reinventing car wash & repair payments—efficient, trusted, and cost-saving with PolyFlow payment solutions.
Bringing speed, compliance, and convenience to Web3 payroll worldwide.
Decentralized payment gateway enabling seamless top-ups and payments with small-cap tokens.
Book hotels globally and earn extra rewards—Web3-powered travel made rewarding.
Advance the development of on-chain credentialing and trusted payment infrastructure.
Empowering DePIN projects with on-chain financing through PayFi infrastructure.
Reinventing car wash & repair payments—efficient, trusted, and cost-saving with PolyFlow payment solutions.
Book hotels globally and earn extra rewards—Web3-powered travel made rewarding.
Bringing speed, compliance, and convenience to Web3 payroll worldwide.
Decentralized payment gateway enabling seamless top-ups and payments with small-cap tokens.
We take great pride in our accomplishments and are dedicated to ongoing growth, always aiming to elevate the experiences of our users.
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